JMBIncluded with membership
JMB Default Cover
Included
per month
- Covers main member and spouse
- Up to 4 children under 21
- Accidental death — no waiting period
- Included in Level 1 membership
Member benefit
Funeral cover for every family
As a JMB member you have access to funeral cover from trusted South African providers — compare plans side by side and subscribe at exclusive member rates.
Why funeral cover matters
Funeral costs in South Africa average between R15 000 and R50 000. Without cover, families face financial hardship at the most difficult time. JMB has negotiated group rates with multiple providers so you can choose the plan that fits your family's needs and budget.
Choose your cover
Select a plan to see full details and subscribe.
OMPartner rate
Old Mutual iWYZE
From R89/month
per month
- Higher cover amounts
- Grocery benefit on claim
- Tombstone benefit included
- JMB member discount applied
Gold membership required
Subscribe as JMB memberCLGroup rate
Clientèle Life
From R119/month
per month
- Highest cover in our panel
- Same-day payout on approval
- Repatriation benefit included
- Covers parents and in-laws
Gold membership required
Subscribe as JMB memberASAffordable option
Assupol
From R59/month
per month
- Most affordable premium
- Covers extended family
- No medical exam required
- Available to all JMB tiers
Side-by-side comparison
| Feature | JMB Default Cover | Old Mutual iWYZE | Clientèle Life | Assupol |
|---|---|---|---|---|
| Monthly premium | Included | From R89/month | From R119/month | From R59/month |
| Main member cover | R15 000 | R30 000 | R50 000 | R20 000 |
| Spouse cover | R15 000 | R30 000 | R50 000 | R20 000 |
| Children cover | R7 500 | R15 000 | R25 000 | R10 000 |
| Extended family | Up to 4 additional members | Up to 6 additional members | Up to 8 additional members | Up to 5 additional members |
| Waiting period | 6 months (3 months accidental) | 6 months (immediate accidental) | 6 months (immediate accidental) | 6 months (immediate accidental) |
| Payout time | 48 hours | 24 hours | Same day | 48 hours |
| Cashback / bonus | None | 10% cashback after 3 claim-free years | 15% loyalty bonus after 5 years | None |
| Subscribe | Activate with FICA | Subscribe as JMB member | Subscribe as JMB member | Subscribe as JMB member |
Frequently asked questions
Important disclosures
JMB acts as an introducer only. Cover is underwritten by the respective licensed insurers. Premiums and benefits are indicative and subject to the insurer's terms and conditions at the time of application. JMB members receive negotiated group rates which may differ from standard retail pricing. This page does not constitute financial advice. Please read the policy documents carefully before subscribing. JMB is not a registered insurer. All insurance products are provided by FSP-licensed providers.